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Family lending really comes down to two separate jobs. 1.Documenting the loan. 2.Ensuring the principal and interest repayments actually run!

We built our loan documents to cover the basics that actually matter: the loan amount, the interest rate if there is one, the term, and the repayment structure

Your Free family loan checklist: everything to consider before, during, and after lending money to family in NZ.

Managing family loan repayments can be simple and stress-free when payments happen automatically. Here's what you need to know.

Your son or daughter needs help with getting set up for Uni You're happy to help, but you want to do it properly. Most Kiwi parents don't realise: how you structure this help today can have significant consequences years down the track.

Informal family loans can become costly during separations or rest home assessments. Learn why a written agreement protects your family's money from unintended claims.

Should you gift or loan money to family? Learn when each option makes sense, plus a hybrid approach that offers flexibility and protection for everyone involved.

Learn how to address loans in your will and avoid conflict between your children. Should family loans be forgiven when you die or repaid to your estate?

A family loan needs more than a handshake to be legally binding in NZ. Learn the essential elements: written terms, clear amounts, repayment conditions and interest provisions.

Charging interest on a family loan? Learn the NZ tax rules for RWT, zero-interest loans, and debt forgiveness to avoid unexpected IRD issues.

The bank of mum and dad lends over $22.6 billion each year, often informally. Learn why a simple written agreement protects your money, your relationships, and your peace of mind.